body,div,dl,dt,dd,ul,ol,li,h1,h2,h3,h4,h5,h6,pre,code,form,fieldset,legend,input,textarea,p,blockquote,th,td{margin:0;padding:0;}
table{border-collapse:collapse;border-spacing:0;}
fieldset,img{border:0;}
address,caption,cite,code,dfn,em,strong,th,var{font-style:normal;font-weight:normal;}
li{list-style:none;}
caption,th{text-align:left;}
h1,h2,h3,h4,h5,h6{font-size:100%;font-weight:normal;}
q:before,q:after{content:'';}
abbr,acronym {border:0;font-variant:normal;}
/* to preserve line-height and selector appearance */
sup {vertical-align:text-top;}
sub {vertical-align:text-bottom;}
input,textarea,select{font-family:inherit;font-size:inherit;font-weight:inherit;}
/*to enable resizing for IE*/
input,textarea,select{*font-size:100%;}
/*because legend doesn't inherit in IE */
legend{color:#000;}
/*
FONTS
*/
/**
 * Percents could work for IE, but for backCompat purposes, we are using keywords.
 * x-small is for IE6/7 quirks mode.
 */
body {font:13px/1.231 arial,helvetica,clean,sans-serif;*font-size:small;*font:x-small;}
table {font-size:inherit;font:100%;}
/**
 * Bump up IE to get to 13px equivalent
 */
pre,code,kbd,samp,tt {font-family:monospace;*font-size:108%;line-height:100%;}

/* 
BASE
 */
h1 {
	/*18px via YUI Fonts CSS foundation*/
	font-size:138.5%;  
}
h2 {
	/*16px via YUI Fonts CSS foundation*/
	font-size:123.1%; 
}
h3 {
	/*14px via YUI Fonts CSS foundation*/
	font-size:108%;  
}
h1,h2,h3 {
	/* top & bottom margin based on font size */
	margin:1em 0;
}
h1,h2,h3,h4,h5,h6,strong {
	/*bringing boldness back to headers and the strong element*/
	font-weight:bold; 
}
abbr,acronym {
	/*indicating to users that more info is available */
	border-bottom:1px dotted #000;
	cursor:help;
} 
em {
	/*bringing italics back to the em element*/
	font-style:italic;
}
blockquote,ul,ol,dl {
	/*giving blockquotes and lists room to breath*/
	margin:1em;
}
ol,ul,dl {
	/*bringing lists on to the page with breathing room */
	margin-left:2em;
}
ol li {
	/*giving OL's LIs generated numbers*/
	list-style: decimal outside;	
}
ul li {
	/*giving UL's LIs generated disc markers*/
	list-style: disc outside;
}
dl dd {
	/*giving UL's LIs generated numbers*/
	margin-left:1em;
}
th,td {
	/*borders and padding to make the table readable*/
	border:1px solid #000;
	padding:.5em;
}
th {
	/*distinguishing table headers from data cells*/
	font-weight:bold;
	text-align:center;
}
caption {
	/*coordinated margin to match cell's padding*/
	margin-bottom:.5em;
	/*centered so it doesn't blend in to other content*/
	text-align:center;
}
p,fieldset,table,pre {
	/*so things don't run into each other*/
	margin-bottom:1em;
}
/* setting a consistent width, 160px; 
   control of type=file still not possible */
input[type=text],input[type=password],textarea{width:12.25em;*width:11.9em;}
/*
YourBailoutPlan Styles 
*/
body {
	background: #f1f3f7 url(images/bkg_pageTopGradient.gif) repeat-x top;
}
a {
	color: #333399;
	text-decoration: none;
}
a:link {
	text-decoration: none;
}
a:visited {
	color: #660066;
}
a:hover {
	text-decoration: underline;
}
a:active {
	text-decoration: underline;
}
#wrapper {
	width: 925px;
	margin-right: auto;
	margin-left: auto;
}
#header {
	height: 70px;
	width: 905px;
	padding-left: 10px;
	padding-right: 10px;
}
#header .left {
	float: left;
}
#header .right {
	float: right;
}
#main {
	background: url(images/bkg_mainMiddle.gif) repeat-y left;
}
#main .header {
	background: url(images/bkg_mainTop.gif) no-repeat left top;
	height: 75px;
	padding: 40px 25px 0px;
}
#main .header h1 {
	font: normal 24px/28px Georgia, "Times New Roman", Times, serif;
	margin: 0px;
}
#main .content {
	width: 350px;
	float: left;
	padding-right: 20px;
}
#main .content p {
	font: 16px/20px Georgia, "Times New Roman", Times, serif;
}
#main .content li {
	font: 16px/20px Georgia, "Times New Roman", Times, serif;
	margin-bottom: 10px;
}
#main .footer {
	background: url(images/bkg_mainBottom.gif) no-repeat left bottom;
	height: 20px;
	clear: both;
}
#leftCol {
	float: left;
	padding-left: 25px;
	width: 220px;
}
#leftCol p {
	font: 14px/18px Tahoma, Arial, Helvetica, sans-serif;
}
#leftCol #nav {
	background: url(images/bkg_leftColBoxMiddle.gif) repeat-y left;
	width: 200px;
	margin-bottom: 10px;
}
#leftCol #nav .content {
	background: url(images/bkg_leftColBoxTop.gif) no-repeat top;
	width: 200px;
	padding: 10px 0px 0px;
}
#leftCol #nav .footer {
	background: url(images/bkg_leftColBoxBottom.gif) no-repeat left bottom;
	height: 15px;
	width: 200px;
}
#leftCol #nav .content ul {
	margin: 0px;
	padding: 0px 0px 0px 40px;
}
#leftCol #nav .content li {
	font: bold 14px/18px Tahoma, Arial, Helvetica, sans-serif;
	margin-bottom: 0px;
}
#leftCol #sidebar {
	background: url(images/bkg_leftColBoxMiddle.gif) repeat-y left;
	width: 200px;
}
#leftCol #sidebar .content {
	background: url(images/bkg_leftColBoxTop.gif) no-repeat left top;
	width: 170px;
	padding: 10px 15px 0px;
	font: 12px/16px Georgia, "Times New Roman", Times, serif;
}
#leftCol #sidebar .content p {
	font-size: 14px;
	line-height: 17px;
}
#leftCol #sidebar .content .quote {
	font: 14px/18px Tahoma, Arial, Helvetica, sans-serif;
	color: #78797d;
}
#leftCol #sidebar .footer {
	background: url(images/bkg_leftColBoxBottom.gif) no-repeat left bottom;
	height: 15px;
	width: 200px;
}
#start {
	float: left;
	width: 290px;
	background: url(images/bkg_startMiddle.gif) repeat-y left;
	margin-bottom: 10px;
}
#start .content {
	background: url(images/bkg_startTop.gif) no-repeat left top;
	padding: 10px 15px 0px;
	width: 260px;
}
#start .content h3 {
	font: bold 30px/36px Tahoma, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	margin: 0px 0px 10px;
	letter-spacing: .1em;
}
#start .content p {
	font: 16px/22px Tahoma, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
}

#start .content a {
	color: #FFFFFF;
	text-decoration: underline;
}
#start .content a:link {
	text-decoration: underline;
	color: #FFFFFF;
}
#start .content a:visited {
	color: #FFFFFF;
	text-decoration: underline;
}
#start .content a:hover {
	color: #D9DBE5;
	text-decoration: underline;
}
#start .content a:active {
	color: #D9DBE5;
	text-decoration: underline;
}	
#start .footer {
	background: url(images/bkg_startBottom.gif) no-repeat left bottom;
	width: 290px;
}
#info {
	width: 290px;
	float: left;
	background: url(images/bkg_infoMiddle.gif) repeat-y left;
}
#info .header {
	background: url(images/bkg_infoTop.gif) no-repeat left top;
	padding: 5px 15px 0px;
	height: 30px;
	width: 260px;
}
#info .header h3 {
	font: normal 20px/22px Tahoma, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	margin: 0px;
}
#info .content {
	background: no-repeat left bottom;
	padding: 10px 15px 0px;
	width: 260px;
}
#info .content p {
	font: 16px/20px Georgia, "Times New Roman", Times, serif;
}
#info .content .note {
	font: 90%/120% Arial, Helvetica, sans-serif;
}
#moreInfo label {
	font-family: Tahoma, Arial, Helvetica, sans-serif;
}
#moreInfo input {
	width: 200px;
}
#moreInfo td {
	border-style: none;
	padding: 0px 5px 10px 0px;
}
#moreInfo #submit {
	width: 100px;
}
#info .footer {
	background: url(images/bkg_infoBottom.gif) no-repeat bottom;
	height: 20px;
}
#homeMain {
	background: url(images/bkg_homeMain.jpg) no-repeat left top;
	height: 285px;
	width: 610px;
	margin-bottom: 10px;
	padding-top: 10px;
	padding-right: 15px;
	padding-left: 300px;
}
#homeMain h1 {
	font: normal 30px/30px Georgia, "Times New Roman", Times, serif;
	color: #FFFFFF;
	margin: 0px;
}
#homeMain h2 {
	font: normal 16px/17px Tahoma, Arial, Helvetica, sans-serif;
	margin: 10px 0px 0px;
}
#homeMain p {
	font: 14px/17px Georgia, "Times New Roman", Times, serif;
	margin: 10px 0px 0px;
}
#homeMain ul {
	margin: 10px 0px 0px 40px;
}
#homeMain li {
	font: 14px/18px Georgia, "Times New Roman", Times, serif;
}
#homeInfo {
	background: url(images/bkg_homeMoreInfoMiddle.gif) repeat-y left;
	width: 550px;
	float: left;
	margin-right: 5px;
}
#homeInfo .header {
	background: url(images/bkg_homeMoreInfoHd.gif) no-repeat left top;
	height: 30px;
	padding-top: 5px;
	padding-left: 25px;
}
#homeInfo .header h3 {
	font: normal 20px/20px Tahoma, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	margin: 0px;
}
#homeInfo .content {
	background: url(images/bkg_homeMoreInfoBottom.gif) no-repeat left bottom;
	height: 185px;
	padding: 0px 25px;
}
#homeInfo .content p {
	font: 14px/16px Georgia, "Times New Roman", Times, serif;
	margin: 10px 0px 0px;
}
#homeStart {
	width: 370px;
	float: left;
	background: url(images/bkg_homeStartNowMiddle.gif) repeat-y left;
}
#homeStart .content {
	background: url(images/bkg_homeStartNowTop.gif) no-repeat left top;
	height: 190px;
	padding-top: 10px;
	padding-right: 25px;
	padding-left: 25px;
}
#homeStart .content h3 {
	margin: 0px 0px 10px;
	font: 20px Tahoma, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	letter-spacing: .1em;
}
#homeStart .content p {
	font: 14px/17px Tahoma, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
}
#homeStart .content a {
	color: #FFFFFF;
	text-decoration: underline;
}
#homeStart .content a:link {
	text-decoration: underline;
	color: #FFFFFF;
}
#homeStart .content a:visited {
	color: #FFFFFF;
	text-decoration: underline;
}
#homeStart .content a:hover {
	color: #D9DBE5;
	text-decoration: underline;
}
#homeStart .content a:active {
	color: #D9DBE5;
	text-decoration: underline;
}
#homeStart .footer {
	background: url(images/bkg_homeStartNowBottom.gif) no-repeat left bottom;
	height: 20px;
}
#footer {
	font-size: 85%;
	color: #78797d;
	padding-top: 5px;
	padding-left: 5px;
	clear: both;
}